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- health insurance for child? i'm looking for a low cost insurance plan for 1 child. not medicaid or anything like that, but the one's i've found are about 200-250/month. location is north carolina.
- Try getting a quote online. I am paying less than 1/2 of what I was before after going online & submitting a quote request & I have a lower co-pay & better coverages. They also have great child policies.
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Hope that helps! Please vote me as best answer/thumbs up!
- Is the child healthy? If so, look for a PPO plan. Specifically, a HDHP plan. It stands for High Deductible Health Plan. Don't be fooled by the title, its an IRS definition. These plans provide the best coverage for major sicknesses or injuries, which should be the main concerns for a healthy person. The High Deductible will give you a lower premium. This makes it affordable, and gives the most coverage when you need it the most.
Don't worry about copays and all that other crap. Insurance companies bury the cost for your copays in the premium anyways. People assume that copays are such a great benefit. The only problem is, that you already are paying for the office visit and prescription in your premium.
You can find a plan like this for less than 0.00 a month, depending on the age of the child.
- Is Assurant Health a good provider of Medical Insurance? I am looking for good, low cost medical insurance for my self-employed husband and 1 child in Texas.
- I don?t have any personal experience with Assurant Health insurance, but they don?t seem to have much of a presence in Texas, according to the state insurance department company profile (link below). According to the TX insurance department, Assurant is not one of the top 40 health insurers in the state, and number forty accounts for less than 0.35 percent of the market. According to the Assurant Web site, the Time Insurance Company underwrites Assurant Health insurance products, which is a large insurance company.
The best place to start is by doing what you?re doing now ? asking for personal recommendations. I?d also check out Consumer Reports (link below), America?s Health Plans (link below), US News & World Reports Best Health Plans, and whatever other informational resources you can find. I?d also talk with locally licensed health insurance agents. I?ve also included a couple of articles about choosing a health plan that might be useful. They are government-authored, but they?re actually pretty good (all links below).
After you?ve done some research, you should visit MostChoice.com. It?s a Web site that helps you shop for health insurance. They have free instant price quotes and policy information on health plans near you, but their specialty is getting you in touch with state-licensed agents. There?s no cost or obligation to buy insurance. You just fill out a short form and wait for the agents to contact you (within 48 hours). Have your questions ready and let them work until one of them delivers the plan that?s right for you. You might want to have a set amount you want to spend each month on insurance and tell the agents to work within those parameters.
You can find MostChoice here:
Hope this helps,
Barnes@MostChoice
- I am paying less than 1/2 of what I was before after going online & submitting a quote request. My copay is lower also!
Get health insurance quotes at:
Fill out one simple form and get multiple quotes!
Hope that helps! Vote me as best answer!
- Is this how this trickle down economics works? Or is it really flood up? Millionaires are so last millennium. The new Forbes 400 list of richest Americans is billionaires only.
If you're net worth is a mere 9 million, forget it. A billion means a thousand million, and that's the Forbes 400 minimum -- up from 0 million in 2005.
Donald Trump and two of his kids grace the Forbes 400 cover, but ranked No. 94 with .9 billion, Trump's a long way from No. 1 Bill Gates with billion.
The combined wealth of the 400 richest Americans is a record-breaking .25 trillion. That's about the same amount of combined wealth held by the 57 million households who make up half the U.S. population.
The economy is booming for billionaires. It's a bust for many other Americans.
A record 400 Americans are billionaires -- and a record 47 million Americans have no health insurance.
America has 400 billionaires -- and 37 million people below the official poverty line.
The official poverty line for one person was just ,973 in 2005 (latest data). That wouldn't cover the custom-made men's shoes (,128) and Hermes purse (,250) on the Forbes Cost of Living Extremely Well Index. The official poverty line of ,577 for a three-person family is lower than the cost of the Patek Philippe men's gold watch (,600).
The Forbes 400 minimum is up 0 million since 2005, but the federal minimum wage has been stuck at .15 an hour -- just ,712 a year -- since 1997. GOP leaders in Congress have been holding a raise for minimum wage workers hostage to more giant tax cuts for wealthy inheritors.
Wealth isn't trickling down. It's flooding up -- from workers to bosses, small investors to big, poorer to richer.
The heirs to Wal-Mart founders Sam and Bud Walton have a combined .5 billion -- while the children of Wal-Mart workers swell the ranks of state health insurance programs for the neediest.
In today's corporate America, workers see gutted paychecks and pensions despite rising worker productivity, while CEOs get golden pay, perks, pensions and parachutes. The pay gap between average workers and CEOs has grown nine times wider since the 1970s.
The number of billionaires is a record high, but the share of national income going to wages and salaries is at a record low.
U.S. corporate profits increased 21 percent in the past year, Market Watch reported in March. "Profits have been so high because almost all of the benefits from productivity improvements are flowing to the owners of capital rather than to the workers," said Market Watch.
The wealthiest 1 percent of Americans (minimum net worth million) owned 62 percent of the nation's business assets, 51 percent of stocks and 70 percent of bonds as of 2004, according to the latest data from the Federal Reserve Survey of Consumer Finances -- which excludes the Forbes 400. That's way up from 1989, when the wealthiest 1 percent owned 54 percent of business assets, 41 percent of stocks and 52 percent of bonds.
Our growing economy is not producing a growing middle class, but a richer aristocracy.
The high point for median household income -- the income of the household in the middle -- was ,671 in 1999, adjusted for inflation. In 2005, median household income was ,345 less at ,326. In the same period, the Forbes 400 gained more than 100 billionaires.
Government policies are fueling rising inequality. Taxpayers with incomes above million will see their after-tax income grow by about 6 percent this year thanks to tax cuts the nation can't afford.
In an economy where money is flowing up to the very top, even college-educated workers are going backward. Inflation-adjusted median household income was lower in 2005 than 1999 even when the householder had a bachelor's degree, master's degree, professional degree or doctorate.
The problem is much bigger than the rich getting richer, while the poor get poorer. The really rich are getting richer at the expense of most everyone else.
Solutions include restoring the link between rising worker productivity and pay, raising the miserly minimum wage, narrowing the obscene pay gap between workers and CEOs, rolling back tax cuts for the wealthy -- and stop taxing income from work more than income from capital gains.
- Study micro and marco economics it is a science. That will explain how it works any questions of reffering to redistribution of wealth is also explained. At the University level this is 2 classes or 6 hours of credit.
- Trickle-down economics" and "trickle-down theory," in United States political rhetoric, are characterizations by opponents (principally Democrats) of the policy of lowering taxes on high incomes and business activity. Proponents of these policies claim that they will promote new investment and economic growth, thereby indirectly benefitting people who do not directly pay the taxes. Opponents characterize this as a claim that the people who would otherwise pay the tax will distribute their benefit to less wealthy individuals, so that a fraction will reach the general population and stimulate the economy.[1] Proponents of the policies generally do not use the terms "trickle-down economics" themselves.
Today "trickle-down economics" is most closely identified with the economic policies of the Ronald Reagan administration, known as Reaganomics or supply-side economics. A major feature of these policies was the reduction of tax rates on capital gains, corporate income, and higher individual incomes, along with the reduction or elimination of various excise taxes. David Stockman, who as Reagan's budget director championed these cuts but then became skeptical of them, told journalist William Greider that the term "supply-side economics" was used to promote a trickle-down idea.[2]
The term "trickle-down" comes from an analogy with a phenomenon in marketing, the trickle-down effect.
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